26 September 2026 · 8 min read
ASGI, Migros GolfCard or club membership: which one adds up for whom
Three routes, the same card. The decision hangs on two quantities: how often you play and whether you want a home course. Both calculations, from published tariffs.
Three routes lead to the same Swiss Golf Card: the Migros GolfCard, the ASGI and a golf club. Choosing between them is not a matter of taste but a calculation with two quantities: how often you play, and whether you want a home course. Here are both worked through, with the tariffs published on 26 September 2026.
The three side by side
| Migros GolfCard | ASGI | Golf club | |
|---|---|---|---|
| Fee | CHF 300 a year from 26 | CHF 320 from 1 August, CHF 480 from 1 October to the end of 2027 | the club's annual fee, often with an entry fee |
| Young adults | CHF 150 from 19 to 25 | CHF 120 to 150 for students up to 25 | varies by club, usually reduced |
| Children under 18 | free | free | varies by club |
| Where you play | as a guest, with a reduction at six golf parks | as a guest, with partner conditions | the home course without limit, elsewhere as a guest |
| Members at the end of 2025 | 26,104 adults | 19,420 adults | 61,366 cards across 98 clubs |
The fees come from Migros GolfCard and the ASGI, the membership figures from Swiss Golf's 2025 annual report. What a licence is at all, and how it differs from the course permit, is in The golf licence in Switzerland.
Migros GolfCard: what is in it
CHF 300 per calendar year for adults from 26, including the CHF 80 Swiss Golf contribution. From 19 to 25 it is CHF 150, under 18 nothing. With it you play more than half of Swiss courses without a green-fee surcharge, and at the six Migros golf parks of Holzhausern, Moossee, Oberkirch, Otelfingen, Signal de Bougy and Waldkirch you get CHF 10 off 18 holes and CHF 5 off nine.
That reduction is the number that pays for the card: play 18 holes at a golf park ten times a year and CHF 100 of the CHF 300 comes back through the discount alone. Never play at a golf park and you have a licence at the base price and nothing else, which is not bad, but should be counted.
ASGI: what is in it
The ASGI prices by season. Published on 26 September 2026: CHF 320 for the rest of the year from 1 August, CHF 480 from 1 October covering the rest of 2026 and all of 2027, students up to 25 paying CHF 120 or 150, children under 18 nothing. The rate for a full calendar year is published at the turn of the year.
Per month the October offer is the cheapest the ASGI carries: CHF 480 for 15 months is CHF 32 a month against CHF 25 at the GolfCard for a year. In return the membership starts at once, and winter is the season in which nobody pays green fees anyway. Add partner conditions at individual courses; which ones changes, and the ASGI lists them on its site.
The club: when it adds up
An example with published figures: Golf Club Davos lists CHF 1,500 a year for single members, plus a one-off entry fee of CHF 15,000 from age 33 and CHF 9,000 for 22- to 32-year-olds. As a halfway house the club offers a temporary annual membership from CHF 1,990, part of which is later credited against the fee (golf-davos.ch).
The annual fee on its own is cheaper than many people think. The entry fee is the item that tips the calculation, and it is why 43 per cent of all Swiss licences run through the two public golf organisations.
What to ask a club before joining: whether there is a waiting list and how long it is, whether a temporary annual membership is possible and how much of it is credited against the entry fee, and whether that fee comes back in full or in part if you leave. The answers differ more from club to club than the annual fees do.
Break-even: from how many rounds
Worked out with a green fee of CHF 90 for 18 holes on a weekday, as Golfpark Otelfingen charges with the GolfCard reduction, and a club fee of CHF 1,500:
| Rounds a year | Clubless with the GolfCard | Club without entry fee | Club with the fee over ten years |
|---|---|---|---|
| 5 | CHF 750 | CHF 1,500 | CHF 3,000 |
| 10 | CHF 1,200 | CHF 1,500 | CHF 3,000 |
| 14 | CHF 1,560 | CHF 1,500 | CHF 3,000 |
| 20 | CHF 2,100 | CHF 1,500 | CHF 3,000 |
| 30 | CHF 3,000 | CHF 1,500 | CHF 3,000 |
So there are two thresholds. Without an entry fee the club pays off from about 14 rounds a year. With a fee of CHF 15,000 spread over ten years, only from about 30 rounds, which is nearly every week of the season. Play less and you pay a club for more than you use.
What the numbers do not say
Three things come only with a club, and none of them is in the table.
- The home course. Playing the same course a hundred times is a different experience from playing twenty courses once. Anyone working on their handicap benefits, because they know the holes.
- Tee times. On a Saturday morning in June a member gets a time and a guest often does not.
- The people. Club tournaments, teams, junior programmes. Anyone who wants the sport as a club finds it only there.
The other way round there is an advantage without a club that no fee replaces: the freedom to play somewhere else every week. With 98 clubs in the country that is a programme for years.
Switching is the normal case
For many people being clubless is not a decision for life but a stage. More than 60,000 people have joined the ASGI since 1998, and over 16,000 of them later moved into a club; at the Migros GolfCard it was just under 400 in 2025 (annual report 2025).
That is the pragmatic order: play a year or two on a card first, see different courses, learn your own number of rounds, and then decide whether a home course belongs to it. Do it the other way round and you pay an entry fee for a habit you do not yet have.
Five questions before you decide
- How many rounds did you play last year? Not planned, played. That number is in the break-even table above.
- Where are those courses? Always the same one argues for a club, six different ones for a card.
- Do you play tournaments? Club tournaments and teams exist only in a club; playing for your handicap works with any card.
- Are children coming along? Under 18 the licence is free at both organisations.
- How long do you want to commit? A card runs for a calendar year; an entry fee applies for as long as you stay.
Answer those five and you need no recommendation. The answer is in the table by then, not in a brochure.
Three profiles
Ten rounds a year, spread across German-speaking Switzerland. The Migros GolfCard. CHF 300, a reduction at the golf parks, no commitment. At that number of rounds a club would be twice as expensive.
Weekly on the same course. The club, entry fee included, once you reach thirty rounds a year. Before that a temporary annual membership is worth it, if the club offers one.
A family with two children. At both public golf organisations children under 18 pay nothing, so four people cost what two cost. It is the cheapest way to bring a family into golf; what children otherwise need is in Golf for children in Switzerland.
More on this: Remote golf membership.
And the winter
None of the three cards helps you from November to March, because hardly anything is open then anyway. The simulator is independent of all of it: it asks for neither a licence nor a membership and costs a median CHF 50 per bay and hour, divided by up to four people. Work on your swing over the winter and you come out of the following season with a better handicap, whichever card is in your wallet. The venues are on the map, the prices on the price page.
Frequently asked questions
Which is cheaper, the ASGI or the Migros GolfCard?
On the base price the GolfCard: CHF 300 for a full calendar year from age 26. The ASGI prices by season, publishing CHF 320 from 1 August for the rest of the year and CHF 480 from 1 October to the end of 2027, which over 15 months is about CHF 32 a month. Which one pays off depends on when you join and where you play.
From how many rounds is a club membership worth it?
Without an entry fee, from about 14 rounds a year, based on a CHF 90 green fee and a CHF 1,500 annual fee. With an entry fee of CHF 15,000 spread over ten years, only from about 30 rounds. Play less and being clubless is cheaper.
Can I play every course with the ASGI or the GolfCard?
You play as a guest and pay the green fee. With the Migros GolfCard the green-fee surcharge falls away at more than half of Swiss courses, and at the six golf parks there is CHF 10 off 18 holes. A home course and priority on tee times exist only in a club.
What does golf cost for a family?
At both public golf organisations children under 18 pay nothing. A family with two children therefore costs what two adults cost: CHF 600 a year with the GolfCard, plus green fees. At a club it depends on its junior rates.
How many golfers in Switzerland play without a club?
47,177 of 108,543 cards run through the two public golf organisations, which is 43 per cent. At the end of 2025 that was 26,104 adults at the Migros GolfCard and 19,420 at the ASGI. The number of clubs has stood at 98 since 2017.
Sources
- Migros GolfCard: Mitgliedschaft
- ASGI: Mitgliedschaft (Saisontarife, Stand 26. September 2026)
- Golf Club Davos: Mitgliedschaften (Jahresbeitrag und Eintrittsgebühr)
- Migros Golf: Tarife Golfpark Otelfingen (Greenfee für die Break-even-Rechnung)
- Swiss Golf: Jahresbericht 2025 (PDF) (Mitgliederzahlen Ende 2025)